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Property Assessments: What Homeowners Need to Know
Homeowners should check the rules of their particular county for the rules regarding property assessment. In general, a homeowner needs to know: How is my property assessed or reassessed? Most states and counties have rules about when property values should be reassessed. Some states are on a specific ... READ MORE

RESPA Reforms to Take Effect
If you’ve ever purchased a home or participated in a real estate closing, most likely you were overwhelmed with the amount of paperwork involved. You may have been even more dismayed with the extra costs involved. Between the costs for attorneys’, brokers, title companies and lenders, real estate ... READ MORE

Feds Consider Home Finance Reform
  The Obama Administration will present Congress with a plan by January 2011 to reform the nation's home financing system Restructuring or replacing Fannie Mae and Freddie Mac may be part of the plan Critics urge a more balanced housing policy that puts less emphasis on homeownership and better supports ... READ MORE

Home Inspections are Good for Buyers & Sellers
Buying and selling a home has always been a big deal for both sides of the transaction. On one end, it's the single biggest investment most buyers will ever make. For sellers, it's a matter of making money on their investments and, usually it has to happen before they can buy another home. When the economy ... READ MORE

No Shortage of Home Buying Options, or Risks
Hiring a real estate broker or searching the newspaper ads or real estate magazines are some of the common and traditional ways buyers look for real estate and homes. There are many other options, though. Many aren't new, but they're becoming increasingly popular as the US economy and housing market ... READ MORE

Obama Plans Cash for Caulkers
These chilly winter mornings have many homeowners turning up the thermostat and cranking up their heating bill. President Obama has proposed a plan to help homeowners plug drafts and lower heating costs. Called Cash for Caulkers, the program would pay back homeowners up to $12,000 to make their homes ... READ MORE

Reverse Mortgages: The High Price of Cash Now
It's the 15th of the month, and the creditors are calling. Your mortgage payment is due. Your loan payment is due. Your insurance bill, your car payment, your credit card bills, the doctor's office, the department store…something's gotta give. But what? Is a reverse mortgage the answer? For those over ... READ MORE

Appraisal Anguish
While the real estate industry has seen an upturn in the last few months, spring is always a hot selling season and gradual market recovery is expected, home sellers are still troubled by low appraisals. What Is a Home Appraisal? When you're buying a house or condo and find the perfect one, you make ... READ MORE

Baltimore Sides with Homeowners in Redlining Lawsuit
The tables have turned in the city of Baltimore. Rather than angry residents fighting City Hall, it's City Hall fighting for angry residents. The city has taken on financial giant Wells Fargo Bank N.A. in a federal court lawsuit. The suit claims that Wells Fargo has engaged in "reverse redlining" mortgage ... READ MORE

Is Secondhand Smoke a Problem That Sellers Must Disclose When Selling a House?
When you put your home on the market, you want it to sell fast and for the best possible price. However, pursuit of that goal leads some sellers to believe that telling potential buyers what's "wrong" with the home may jeopardize the sale. If you're planning to sell your home, realize that nondisclosure ... READ MORE

 

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