Tisha Black-Chernine Real Estate Law Blog

A lawsuit filed in New York accuses the Bank of America and other big banks of money laundering in off-shore accounts.... Read More

Homeowners must meet certain to qualify for help under the Home Affordable Refinance Program (“HARP”).... Read More

Simple instructions to view your property records or “chain of title" to check for discrepancies.... Read More

What Nevadans should do to take advantage of the coming Multi-State Settlement ("MSS"). ... Read More

Regardless of other states' significant portion of the Multi-State Settlement, Nevada has captured a decent amount due to our position as the clear devastation front-runner of the foreclosure crisis.... Read More

Wall Street knew all of the mortgages were bad when they created or bought and sold them which created the current mortgage crisis.  Such systemic corruption and the real estate market cannot be fixed with the Multi-State Settlement.... Read More

Tisha Black Chernine, Esq., discusses recent case law regarding homeowners' right to sue lenders under HAMP or HAFA (2:40), how to dispute NODs (4:05), the book Chasing Goldman Sachs by Suzanne McGee and what it says about how Fannie Mae and Freddie Mac operate and other controversies of the current economic crisis (10:16)(23:00)(38:02), how to deal with bank lawsuits (12:50), refinancing an underwater property with Fannie Mae (19:00), how the securitization process avoids taxes (33:55) and how... Read More

MERS stands for Mortgage Electronic Registration System and, as a company, represents some of the most difficult issues Nevada must deal with as part of the mortgage crisis.... Read More

Tisha Black Chernine, Esq., discusses the Supreme Court case regarding MERS's ability to properly foreclose in Nevada (2:00), how that decision could help homeowners battling wrongful foreclosure (6:45), how to determine who owns a mortgage loan (19:23), how loan modification programs work and what can go wrong (22:15)(37:10), Obama's plan to improve HARP (29:20) and whether banks can come after checking and savings accounts to collect on defaulted loans (32:50).... Read More

Nevada may be leading the fight to bring banks to task for their role in the current mortgage crisis.  However, since so many people do not fully understand the facts, this fight will probably be hard fought until more people and states come on board.  ... Read More