Richard H. Rubin Real Estate Law Blog

Richard Rubin is a senior partner in the law firm of Rubin & Licatesi, P.C., and a noted expert on foreclosure defense, loan modification negotiations and real estate law. In this blog, Rubin outlines the  broad meaning of the recent “2MP” program for modifying second mortgage foreclosure actions. Rubin explains the basic qualifications a home or business owner must have to qualify, and what 2MP means to the foreclosure process. He says, “The message now to every... Read More

Richard Rubin, Senior partner in the law firm of Rubin & Licatesi, PC, points out how homeowners up against the lawyers representing their lenders are at a significant disadvantage in fighting foreclosure without experienced lawyers representing them. Not only are banks favored in such situation, some even violate state laws regulating their actions to win foreclosure cases. This practice has been challenged by several... Read More

Richard L. Rubin is senior partner in the law firm of Rubin and Licatesi, specializing in mortgage foreclosure defense for homeowners and business owners. In this blog, Rubin points out many of the events and circumstances in today’s mortgage crisis which are common occurrences, but which are far from normal events. The absence of governance and inadequate protection of borrowers and homeowners rights, litigation over mortgage disputes, and... Read More

Richard H. Rubin, senior partner in the lawsuit of Rubin & Licatesi, P.C. is a foreclosure defense specialist. His law firm has represented hundreds of home and business owners in fighting for their homes against lenders’ foreclosure actions. In his latest blog, Mr, Rubin points out that in foreclosure actions, the rules of law must apply fairly and equally to each side, and should now allow lenders to be treated with... Read More

The author, Mr. Richard H. Rubin, Senior Partner in the law firm of Rubin Licatesi, PC, Long Island, NY, describes the horrors felt by many victims for foreclosure suits. He describes how foreclosure need not destroy families and neighborhoods, and outlines the process his firm takes foreclosure clients through to fight for their rights against banks and lending institutions.

For readers looking for a solution to Read More

The author, Richard Harris Rubin, offers hope for homeowners suffering in the throes of foreclosure. Rubin suggests that homeowners share the same “deep faith” that creatures on the bottom of the ocean must have, creatures sustained by the steady fall of nutrients in the form of what’s called “marine snow.” As in the ocean, foreclosure clients need to keep the faith, to believe there is a way... Read More

We remain hopeful every time we receive the telephone calls from new clients and from our neighbors and community members who are now encouraged to battle against mortgage foreclosure and the struggle they endure to keep their homes and residences.  We face a critical time in this movement against the absolute power to lenders, servicers and mortgage holders' ability to trample the lives and vital signs of our homeowners and clients. It is encouraging to see... Read More

So the expression goes, "Once in a Blue Moon." The saying expresses the most unusual of occurrences.  Tell it to your neighbors in Staten Island, brought to the forefront once again in Friday's New York Post article by Tom Topousis and Ikimuusa Livingston, as they recount the paper's 2008 report of... Read More

10,000 Citigroup foreclosure cases are under review for compliance issues, notary public signings and document re-checks.  Foreclosures on prime fixed-rate mortgages jumped to record numbers. Our local numbers show a 437% increase in foreclosed homes from last year.  "Robo-signings" highlight our media and print, describing in no uncertain terms the lenders’... Read More

There's nothing more graphic to this foreclosure crisis than meeting with a new client. You fill in the gaps and their descriptions.  Whatever familiar story you've heard - run with it.  Our clients are rich and poor, all nationalities; they seem to represent the closest thing to constant unease and loosely connected patterns of nervous, convincing doom and gloom. 

Almost 2 years ago, in March 2009,... Read More